Personal Injury Calculator
Get an illustrative estimate of economic damages and pain & suffering using the commonly taught multiplier method.
Estimate damages
Enter your known costs, then choose a severity multiplier.
Result
Formula used (multiplier method)
Economic damages = Medical + Future medical + Lost wages + Future lost income + Property damage
Pain & suffering = (Medical + Future medical) × Multiplier
Total damages = Economic damages + Pain & suffering
How to use this calculator
- Enter your known and estimated costs.
- Choose a severity multiplier that reflects the nature of the injury.
- Press Calculate to see the illustrative estimate.
FAQ
Frequently asked questions
What is the multiplier method?
A common illustrative approach where medical expenses ("specials") are multiplied by a factor (typically 1.5 to 5, based on injury severity) to estimate pain and suffering.
Is this a guaranteed settlement amount?
No. This is an illustrative estimate only. Actual compensation depends on jurisdiction, liability, insurance coverage, evidence and negotiation, and can differ significantly.
What multiplier should I use?
Minor, short-term injuries often use a lower multiplier (around 1.5-2), while severe or long-term injuries may use a higher multiplier (up to 5). This choice is subjective and case-specific.
What counts as economic damages?
Medical expenses, future medical costs, lost wages, future lost income, and property damage are typically classed as economic (special) damages.
Should I use this instead of consulting a lawyer?
No. This tool is for illustrative educational purposes only and is not a substitute for legal advice from a qualified professional.