Paycheck Calculator (USA & UK)

Estimate your take-home pay — federal tax and FICA for the USA, or Income Tax and National Insurance for the UK.

Calculate your paycheck

Pick your country and enter your gross annual salary.

$

Result

Net pay (annual)
0
Net pay (monthly)
0
Effective tax rate
0%
Example (USA): $60,000 gross → about $5,216 federal tax, $3,720 Social Security, $870 Medicare → net pay ≈ $50,194/yr.

How to use this calculator

  1. Choose United States or United Kingdom.
  2. Enter your gross annual salary.
  3. Press Calculate to see your estimated net pay and full tax breakdown.
This is a planning estimate using nationwide tax rules only (2024 US federal / 2024–25 UK) — it doesn't include state tax, Scottish rates, pension contributions or other deductions specific to your situation.

FAQ

Frequently asked questions

Which taxes does the USA calculation include?

Federal income tax (2024 single-filer brackets with the standard deduction) plus FICA — Social Security (6.2% up to the annual wage base) and Medicare (1.45%, plus an extra 0.9% above $200,000). It does not include state or local income tax, which varies a lot by state.

Which taxes does the UK calculation include?

Income Tax (2024/25 bands, including the personal allowance taper above £100,000) and Class 1 employee National Insurance. It does not include pension contributions, student loan repayments, or Scottish Income Tax rates, which differ from the rest of the UK.

Why is state or Scottish tax not included?

US state income tax rates range from 0% to over 13% depending on the state, and Scotland uses its own Income Tax bands — both would need a separate location input to calculate accurately, so this calculator sticks to the parts that are the same nationwide.

Is this exact enough to use for payroll?

No — treat it as a planning estimate. Actual withholding depends on your filing status, tax code, benefits, pension contributions and other factors this calculator doesn't account for.