Take-Home Pay Calculator
Estimate your take-home pay after tax and other deductions.
Calculate
Enter your values below.
Result
Take-home pay
0
Total withheld
0
Formula used
Take-home = Gross × (1 − Tax rate/100) − Other deductions
Example: $5,000 gross, 22% tax, $200 other deductions → take-home = $3,700.
How to use this calculator
- Enter Gross pay, Effective tax rate (%), Other deductions (insurance, etc.).
- Press Calculate to see your result instantly.
FAQ
Frequently asked questions
What is an 'effective tax rate'?
Your total tax as a percentage of gross income, combining all applicable tax brackets and types into one blended rate.
Where do I find my effective tax rate?
Check a recent pay stub or tax estimate — it varies by income, location, and filing status.
What counts as 'other deductions'?
Health insurance premiums, retirement contributions, or any other amount withheld from your paycheck.
Is this exact to the dollar?
No, it's an estimate — actual payroll tax withholding involves brackets and rules that vary by jurisdiction.