Future Value Calculator
Calculate what a sum of money today will be worth in the future, given a growth rate.
Calculate
Enter your values below.
Result
Future value
0
Formula used
FV = PV × (1 + r/n)n×t
Example: $10,000 at 7% for 10 years, compounded annually → future value ≈ $19,671.51.
How to use this calculator
- Enter Present value, Annual rate (%), Years, Compounding periods per year.
- Press Calculate to see your result instantly.
FAQ
Frequently asked questions
What is future value?
The value that a current sum of money will grow to after earning interest over time.
How does compounding frequency affect future value?
More frequent compounding produces a slightly higher future value for the same nominal rate.
How is this related to compound interest?
Future value is the total amount; compound interest is just the growth portion (future value minus present value).
What is the opposite of future value?
Present value — see the Present Value Calculator to work backward from a future amount.